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Utility Cost Comparer

Utility Cost Comparer

Find out how much you could save by switching providers

For each bill below, enter what you currently pay, then enter a quote from an alternative provider. The calculator shows your potential savings. Leave categories blank if they do not apply.

Bill
What You Pay Now
Alternative Quote
⚑
Electricity
Check your latest quarterly bill
$
$
πŸ”₯
Gas
Natural gas / mains gas
$
$
🌐
Internet / Broadband
Home internet connection
$
$
πŸ“±
Mobile Phone
Monthly phone plan
$
$
🏠
Home Insurance
Building & contents insurance
$
$
πŸš—
Car Insurance
Comprehensive or third-party
$
$
πŸ₯
Health Insurance
Private health insurance premiums
$
$
πŸ“‹
Other
Any other regular bill
$
$

πŸ’‘ Tips for Reducing Utility Costs

  • Compare annually: Loyalty rarely pays. The best deals almost always go to new customers. Set a calendar reminder to compare every 12 months.
  • Call before you switch: Tell your current provider you have found a better deal. Retention teams often match or beat competitor offers.
  • Check government comparison sites: Many countries have official comparison tools (Energy Made Easy in AU, Ofgem in UK) that show all available plans.
  • Bundle carefully: Bundled deals (internet + phone + energy) can save money, but sometimes individual plans from different providers are cheaper overall.
  • Watch for exit fees: Check your current contract for early termination fees before switching. Factor these into your savings calculation.
  • Senior discounts exist: Many providers offer pensioner or senior discounts that are not advertised. Always ask.
  • Review your cover level: For insurance, make sure you are not over-insured. Adjusting your excess or cover level can reduce premiums significantly.
  • Pay annually if you can: Many insurers and some utilities offer a discount (5-10%) for paying annually instead of monthly.